An essay on everyday money

Think about the last time you checked on your money. Not to pay a bill. Just to check. Your balance, a card payment, how your savings were doing. Which app did you open? For a long time, the answer

Think about the last time you checked on your money. Not to pay a bill. Just to check. Your balance, a card payment, how your savings were doing. Which app did you open? For a long time, the answer was almost always the same: your bank. For a growing number of people, it's now something else. - Revolut made $2.3B in profit before tax in 2025. - Nubank made $1.1B in net income in a single quarter. - The share of US Gen Z who rely mainly on a neobank nearly doubled in a year, from 8.9% to 17.2%. I