The Next Front in the Personal Agent Wars: Consumer Finance

As open-weight AI models become increasingly capable, value and differentiation may shift toward the harness: the software layer that gives models context, tools and memory, and routes each request to

As open-weight AI models become increasingly capable, value and differentiation may shift toward the harness: the software layer that gives models context, tools and memory, and routes each request to the most appropriate model. Franklin Crypto Managing Principal Julian Love @LastNameLove makes the case for a neutral, decentralized, on-chain harness, and explores what this broader shift could mean for AI users, developers and the broader blockchain ecosystem. General personal agents are moving i